Making IVF Accessible for Every Family
We work with all major insurance providers and offer flexible financing plans so that cost is never a barrier to building your family. Our billing experts handle the complexity for you.
Check Your Coverage →25+ Insurance Networks
Empanelled with all major providers across India
Zero-Cost EMI Plans
Spread treatment costs over 12, 24 or 36 months
Dedicated Insurance Desk
In-house team handles all paperwork on your behalf
Pre-Authorization Support
We initiate and track all approvals for you
Star Health
Comprehensive fertility coverage
✓ In-NetworkHDFC Ergo
IVF & diagnostic coverage
✓ In-NetworkBajaj Allianz
Maternity & fertility plans
✓ In-NetworkCare Health
Advanced fertility packages
✓ In-NetworkNew India
Government-linked coverage
✓ In-NetworkMax Bupa
Health Companion plans
✓ In-NetworkAditya Birla
Activ Health coverage
✓ In-NetworkICICI Lombard
iHealth fertility add-on
✓ In-NetworkCoverage varies by plan type. Our insurance counsellors will verify your specific benefits free of charge.
| Treatment / Service | Comprehensive | Basic Plans | Maternity Add-On |
|---|---|---|---|
| Initial Fertility Consultation | ✓ Covered | ✓ Covered | ✓ Covered |
| Diagnostic Blood Tests (AMH, FSH) | ✓ Covered | ✓ Covered | ~ Partial |
| Ultrasound Monitoring | ✓ Covered | ~ Partial | ~ Partial |
| IVF Procedure (Egg Retrieval) | ✓ Covered | ~ Partial | ✗ Not Covered |
| Embryo Transfer | ✓ Covered | ~ Partial | ✗ Not Covered |
| Stimulation Medications | ~ Partial | ✗ Not Covered | ✗ Not Covered |
| Genetic Testing (PGT-A) | ~ Partial | ✗ Not Covered | ✗ Not Covered |
| Embryo Freezing & Storage | ✓ Covered | ✗ Not Covered | ✗ Not Covered |
We believe no family should delay their fertility journey due to financial constraints. Bloom IVF offers a range of financing options to make treatment genuinely accessible.
Zero-Cost EMI (0% Interest)
Split your treatment into 6, 12 or 24 monthly installments at absolutely zero interest.
Multi-Cycle Packages
Save up to 30% with our 2-cycle or 3-cycle IVF bundles with shared-risk pricing.
Refund Guarantee Programme
Eligible patients receive a partial refund if their treatment cycle is unsuccessful.
Medical Loan Assistance
We partner with leading NBFCs for quick medical loan approvals at competitive rates.
Share Your Policy
Bring or email your insurance card and policy number to our billing desk or patient portal.
Benefits Verification
Our team contacts your insurer and provides a complete coverage breakdown within 24 hours.
Pre-Authorization
We submit and track all pre-auth requests on your behalf, keeping you updated throughout.
Cashless Treatment
For empanelled insurers, enjoy cashless treatment. We bill them directly — you focus on healing.
Not Sure What Your Policy Covers?
Our insurance counsellors provide free, no-obligation coverage checks. Find out exactly what you're entitled to in under 24 hours.
Get a Free Coverage Check →